Table of Contents
5 Executive summary
Tom Harper, president, ATM Industry Association; publisher, ATM Marketplace

9 Introduction
Tracy Kitten, senior editor, ATM Marketplace

10 Survey results: ATM Future Trends 2009
An in-depth look at the results of our comprehensive industry survey.


53 Industry perspectives (commentaries)

54 Debbie Bianucci, BAI

56 Rick DuVall, ACI Worldwide

58 Alan D. Falconer, ETA Inc.

60 Tracey Graham, Talaris

61 Jim Hanisch, CO-OP Financial Services

62 Eckard Heidloff, Wincor Nixdorf International

64 Arif Ismail and Walter Volker, PASA

66 Brian Kett, GRG International, an arm of GRG Banking

68 Aravinda Korala, KAL

70 Peter Kulik, Fifth Third Processing Solutions

72 Graham McKay, ATMIA Europe & Middle East

74 Lori Murray, Huntington National Bank

75 Bill Nuti, NCR Corp.

77 Chan Park, Nautilus Hyosung America Inc.

78 Jim Park, Credit Union 24

80 Bryan Pisciotta, Citibank

81 Patrick Wright, Wincor Nixdorf USA

83 Mark Yip, GRG Banking

85 Special section: The state of cash
Expert cash forecasts from Mike Lee, CEO of the
ATM Industy Association, and cash-habits data
from ATM Marketplace.

ATM Future Trends 2009