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Financial Institutions Find out how the ATM can truly serve as an extension of your branch What trends do industry experts say will have the greatest impact on banks and credit unions over the next five years? What technologies should FIs be investing in now and planning to invest in, in the future? Manufacturers What are the market trends that will impact ATM hardware and software over the next five years? How will OEMs tap into new service and integrated offerings? Learn what FIs around the globe say they want to see in the market now and five years down the road ISOs How can ISOs meet the demands of an ever-changing and complex financial landscape, while maintaining profitability and ROI? What opportunities do developing markets offer ISOs? How can ISOs fill a niche, by working more closely with FIs and others in the financial space? Retailers Consumers demand higher quality ATM transactions, and retailers have to command a highly competitive edge How can financial services boost a retailers image and profile, and build customer loyalty? What kind of software, compliance and hardware investments should retailers be prepared to make over the next five years? Government regulators Understand how ATM deployers plan to enhance their financial offerings over the next five years? How will the deployment of new banking channels, such as the mobile channel, impact consumer security issues over the next five years? As the financial world becomes a smaller place, how can regulatory bodies work more closely with bankers, independent ATM deployers and retailers to ensure compliance with existing and upcoming regulatory requirements? Service providers As ATM functions increase in complexity, how will service be impacted? What types of transactions, such as deposit automation, should ATM service providers gain a better understanding of? How will ATM service contracts be impacted by bank mergers and acquisitions, as well as consolidation in the retail and ISO spaces? Transaction processors How are transaction processors ensuring the protection of consumer data and information? What new opportunities, in the areas of content management and data analytics, have the move to a Windows platform created for processors in the ATM space? What new services do ATM deployers want, need and demand? Consultants and Investors Get a five-year outlook of ATM and overall financial trends from some of the world's top FI executives See where FIs, ISOs and transaction processors agree on the trends, and where they don't Hear from 19 of the industry's top executives, as they share their personal perspectives about the direction the ATM and financial-services industries will take over the next five years